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Our Loans

Types of Lending

Commercial Property Investment

We provide fast, flexible support to assist with refinance and or property acquisitions such as:

  • Purchasing a commercial property.
  • Refinancing from an existing Lender.
  • Residual long term holding stock.
  • Completed Build to Rent products.

Bridging Loans ​

To assist with temporary solution to the funding shortfall:

  • Short term equity releases.
  • Land bank facilities.​
  • Obtaining Resource and Building Consents.​
  • Residual stock sell downs. ​

Development Project ​Loans

We provide fast, flexible solutions for construction loans:

  • Residential developments.
  • Commercial developments.
  • Land subdivision.
  • Property refurbishments and retrofits.

Recent Case Studies

Refinance incumbent lender and provide an equity release to assist with renovations / modern upgrade to the property.

Amount:

$26m.

Term:

12 Months

Loan to value:

54%

Security:

First Mortgage

To assist borrower with purchase of new development site while preparation are underway for development consents.

Amount:

$5m.

Term:

12 Months

Loan to value:

50%

Security:

First Mortgage

To assist borrower refinance from incumbent development lender and provide an equity release.

Amount:

$11m.

Term:

12 Months

Loan to value:

63%

Security:

First Mortgage

To provide funding to the Borrower for the completion of a new residential apartment complex, together with an additional facility to allow sufficient time for the sale of units.

Amount:

$15.6m.

Term:

18 Months

Loan to value:

60%

Security:

First Mortgage

Our Lending Process

At Bridgewest Finance, we believe lending doesn’t need to be complicated.

1.
Initial Consultation​​

Tailored finance starts with understanding. We take the time to get to know your project, your needs, and your vision.

2.
Due Diligence

In-depth assessment of the project’s viability, market dynamics, and underlying financials.

3.
Loan Approval and Terms

Efficient funding decisions. Transparent terms. No surprises — just lending that works.

4.
Funding Disbursement

Seamless disbursement of funds upon completion of necessary legal and regulatory requirements.​

Key Criteria

Maximum Term

24 Months.

Loan Size

From $1,500,000.

Loan to Value Ratio

Up to 75%.

Pricing

Competitive, flexible and tailored to your project.